age groups

Often it is difficult to plan or to take the time out to look at where you are heading, what opportunities are you missing out on, could you be doing it better or what would happen to you if the unexpected occured.
Below are the KEY AREAS that our clients seek advice on from us to help improve their financial future and well being. WARNING: Contents and discussions contained on this page are not recommendations or advice to you. The contents are intended to be general in nature and professional financial advice before proceeding is a must and highly recommended as there are risks.
back to home
age 50 - 65
If you are aged 50 to 65 you can relate to the challenge of balancing everything in life and making plans for a secure financial future and well being. Retirement will sneak up on you and planning early is critical.
Often it is difficult to plan or to take the time out to look at where you are heading, what opportunities are you missing out on, or could you be doing it better. As a starting point we suggest addressing the following KEY AREAS to help improve your financial future and well being.
  • TAX - reduce tax on your salary, income and the interest you earn from your investments and savings
  • INVEST - start investing early to build your wealth as time is your best friend
  • SUPER - your Super fund will never contact you to tell you to leave because they are no good or their fees are high
  • TRANSITION INTO RETIREMENT - reduce work hours and keep the same take home pay or reduce tax with this strategy
  • RETIREMENT - will sneak up on you quickly. start saving early as time is your best friend
  • DEBT - if you have debt make sure it is set it up correctly to pay the least amount of interest
  • WILLS & POWERS OF ATTORNEY - protect your assets & document your wishes
  • SPENDING PLANNER - focus on earning more then what you spend. it is easy to spend money
age 65 +
Your life after work, more time for family, holidays, fun, and the things you want to do. If you are at least aged 65 it is important to ensure you have your strategies in place to provide a regular income for all your living expenses and fun.
Ensure you have your finances set up correctly, and if eligible you are recieving the maximum Centrelink financial payments and benefits allowable.
As a starting point we suggest addressing the following KEY AREAS to help improve your financial future and well being.
  • CENTRELINK - have your eligibity assessed for financial payments, benefits and concession cards
  • TAX - reduce tax on your salary, income and the interest your from your investments and savings
  • SUPER - set up your Super into a Tax Free retirement income stream
  • WILLS & POWERS OF ATTORNEY - protect your assets & document your wishes
  • SPENDING PLANNER - keep an eye on your expenses
  • AGED CARE - understand your options and how best to enter an Aged Care facility

get in touch, contact us

M: 0479 138 555 A: PO Box 3075 Caroline Springs VIC 3023 Copyright 2020 yourwealthplanner | All Rights Reserved ABN 44 289 983 614 | YOURWP Pty Ltd as Trustee for YOURWP Trust T/A yourwealthplanner is a Corporate Authorised Representative (No. 1281644) of Lifespan Financial Planning Pty Ltd (AFSL No. 229892) Suite 2, Level 24, 1 Market Street Sydney NSW 2000 | Tel: 02 9252 2000 | www.lifespanfp.com.au